The Problem of Co-signing For Someone

Edward Gibbon spent twenty-six years writing his great work on history. Noah Webster worked diligently for thirty-six years to bring into print the first edition of his dictionary. It is said that the Roman orator Cicero practiced before friends every day for thirty years in orde … More

Diligence

We find in these  verses a strong warning against taking advantage of the poor  (vv.  22-23). The Lord is on the side of the weak and helpless and will bring judgment on those who take advantage of those who are needy. Next we have a warning against being a friend or even associating with a hot-tempered person  (vv. 24-25). Being associated with such a person will cause you to take on the wrathful ways of this person and even get caught up in a situation that is hard to get out of.

THE COMPANY YOU KEEP MAY DETERMINE THE TROUBLE YOU MEET.

We are warned several places in Scripture about putting up surety for another persons’ debts (vv. 26-27). If you co-sign for another and he fails to pay, you are in danger of losing your own bed. It would  not be difficult to find numerous examples of people who have read Proverbs all their lives and still did not heed the warnings as to going some ones surety. Many have lost nearly all they had by endorsing notes or going on the bond of those who failed to meet their financial obligations.

We find several places in Scripture the sin of moving boundary stones. A farmer could easily increase the size of his land and decrease his neighbor’s by moving the boundary lines. Its removal was prohibited (v. 28). Being diligent in one’s work is the best way to influence an employer. Diligence often results in a promotion (v. 29). Hearing about a good worker, a king will want to hire him.

Application

What has been your feelings about co-signing for another person or having another person co-sign for you? Why not do a study on this by looking up all the references that have to do with this subject.

Proverbs 22:22-29 (English Standard Version)

Do not rob the poor, because he is poor, or crush the afflicted at the gate, for the LORD will plead their cause and rob of life those who rob them. Make no friendship with a man given to anger, nor go with a wrathful man, lest you learn his ways and entangle yourself in a snare. Be not one of those who give pledges, who put up security for debts. If you have nothing with which to pay, why should your bed be taken from under you? Do not move the ancient landmark that your fathers have set. Do you see a man skillful in his work? He will stand before kings; he will not stand before obscure men.

View this passage in NIV (Bible Gateway) »